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The  Pradhan Mantri Krishi Sinchayee Yojana  (PMKSY) is a flagship irrigation scheme launched by the Government of India in 2015, aimed at improving irrigation facilities for farmers across the country. The primary objective of this scheme is to ensure the availability of adequate water for irrigation in every agricultural field and to enhance water-use efficiency within the agricultural sector. The scheme operates on two core concepts "Har Khet Ko Pani" (Water to Every Field) and "Per Drop More Crop" (More Crop Per Drop-signifying that farmers should utilize water efficiently to maximize agricultural production. PMKSY expands the coverage of irrigation systems, improves water conservation mechanisms, and encourages farmers to adopt modern micro-irrigation techniques, such as drip and sprinkler irrigation systems.

The Kisan Vikas Patra (KVP) is a secure post office savings scheme administered by the Government of India, which doubles your investment within approximately 115 to 124 months (depending on current interest rates). It offers assured returns and serves as an excellent option for risk free, long term investment. One can invest any amount starting from Rs.1,000. This scheme is accessible through post offices and select banks. Under this scheme, an individual makes a one-time lump-sum investment, and the value of that invested capital appreciates over time; upon the completion of a specific maturity period determined by the government, the invested amount doubles. While the scheme stipulates a minimum investment threshold, there is no upper limit on the investment amount, thereby providing individuals with the flexibility to invest according to their own financial capacity.

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a flagship skill development scheme launched by India's Ministry of Skill Development and Entrepreneurship and implemented by the National Skill Development Corporation (NSDC). The primary objective of this scheme is to provide free skill training to unemployed youth, enabling them to secure better employment opportunities and become self-reliant. Under this scheme, candidates receive training across various industrial sectors, including construction, electronics, healthcare, tourism, retail, and many others. This training encompasses practical knowledge, industry-relevant skills, and the issuance of a certification upon course completion. PMKVY also promotes 'Recognition of Prior Learning' (RPL), through which individuals who already possess specific skills can obtain a certificate acknowledging their expertise.

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme launched by the Government of India on May 9, 2015, with the aim of providing life insurance coverage to citizens at an affordable cost. Under this scheme, a life insurance coverage of Rs.2 lakh is provided in the event of death due to any cause. Individuals aged between 18 and 50 years who hold a savings bank account can enroll in this scheme by paying an annual premium of just Rs.436; this premium amount is automatically debited from their bank accounts. This policy remains valid for a period of one year and is renewable annually. The scheme plays a pivotal role in ensuring the financial security of the insured individual's family in the unfortunate event of their untimely demise.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a central government scheme. India's current Prime Minister, Narendra Modi, launched this scheme on August 28, 2014. The initiative was introduced with the specific objective of extending banking facilities to a vast majority of the Indian population. Through the Pradhan Mantri Jan Dhan Yojana, an Indian citizen can open a bank account simply by submitting a few documents, without the requirement of making any initial deposit. In addition to opening a bank account, an Indian citizen is entitled to various other benefits under the Pradhan Mantri Jan Dhan Yojana. Under this scheme, common citizens can open 'zero-balance' bank accounts; receive direct financial assistance (DBT) from various government schemes; and avail themselves of accident insurance and overdraft facilities. This initiative helps integrate those currently excluded from banking services into the mainstream formal banking system, thereby strengthening their financ...

The Gold Monetization Scheme (GMS) was launched by the Government of India in 2015 to encourage people to deposit their unused gold in banks and earn interest on it. Under this scheme, individuals, trusts, and institutions can deposit gold in the form of jewellery, coins, or bars with authorized banks. The deposited gold is melted and converted into standard gold, which can then be used by the government or banks. In return, the depositor receives interest and the gold is returned after maturity either in gold or cash equivalent. The scheme also helps reduce India's dependence on gold imports.

The Pradhan Mantri Garib Kalyan Yojana (PMGKY) is a public welfare scheme introduced by the Government of India, under which free food grains (5 kg per month) are provided to over 800 million poor and needy individuals. It was launched during the COVID-19 pandemic and remains operational to this day. Under this scheme, free food grains, financial assistance, and other benefits are extended to poor families, farmers, women, and laborers. Its primary objective is to ensure food security, financial aid, and basic support for the economically vulnerable sections of society.